Aavas Home Loans
1800-20-888-20 SMS "GHAR"
To 56677

Balance Transfer

A penny saved is a penny earned. Now you can have more money at your disposal to spend the way you like. Reduce the burden of your existing loans by transferring them to Aavas and avail the benefit of lower EMIs with our Balance Transfer product.

Features of Aavas Balance Transfer Loan

  • You can transfer your home loans availed from other institutions to Aavas and get a benefit of the additional top-up loan.
  • Attractive interest rates
  • Tenure of up to
    • o 30 years for salaried customers (from government/ PSU/ Private sector) with more than 35,000/-
    • o 25 years for other salaried customers
    • o 20 years for self-employed customers.
  • Integrated branch network that facilitates loan servicing at a branch convenient to you.


Purpose Documents
Identity, age and address proof 1.Valid Passport
2.Voter ID Card
3.Aadhaar Card
4.PAN card
5.Valid Driving License
For the complete list of acceptable KYC documents, please contact nearest Aavas branch
Income Proof Salaried
1.Salary Slips/ Bank Statements/ Form-16
2.Salary certificate (cash salaried cases)
1.IT Returns and/ or Financial Statements of last 3 years
And/ Or
2.Informal Income Documents
Other Documents 1.Application form with photograph duly signed
2.Processing fee cheque
3.Proof of business existence
4.Last 6 months bank statements
Property related documents 1.A letter on the letter head of the existing lender stating the list of property documents held by them
2.Latest outstanding balance letter from existing financial institution on their letter head
3.Photocopy of the property documents
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